But apart from this detail, it can happen and sometimes another situation much more interesting, which is to stop paying the property mortgage of a protected dwelling q ui was acquired in a promotion. This is the best way that we can use to sell on the open market property with these features and selling at the same time at a price well above which he fixed by proper property law. Let the modus operandi of an example that he has succeeded very little.

On October 15, held in Madrid auction judicial commercial mortgage ; sheltered property with an initial price of 92,000 euros. The location and characteristics of the dwelling it is the value of free housing in the area is around 360,000 euros. For this dwelling, the maximum price per OPV is set in 132,000 euros but in the auction they finally paid 171,000 euros.

Some interesting pile-ups:

The government has to have previously renounced the right of first refusal on property for it to be auctioned. But this denial occurs when the execution is already jeopardized a walk in and own government does not have sufficient resources to cope with the process.

The contractor did not porqué not perform prerequisite acquisition of OPV and its use did not earmark the porqué a normal dwelling. A lucrative place for real estate and business devoted to rental housing, as happened with the case described.

In this particular case, the property buy to let mortgage owner had bought in 2007, he owed the bank 101,000 euros and it is with a remainder of 69,000 euros after the mortgage execution, bypassing the high detail that has spent two years in the apartment above “by the deal.

As we see in the current situation, living in the face a few years in an OPV and get a large bill for the rest of the auction is quite complicated. If it was small, we will continue to run the modification of existing standards for OPV, but without knowing the exact direction, when what really has to happen in what is a type of housing they should fully disappear.

There desmostrado by active and passive, which do not perform the function of facilitating access to housing, there are areas in the country that limit the decline in housing prices and free it was mainly used as a source of fraud and Scholarship rental of dirty money. Today that has an OPV has a lucrative real hands, but yes, partially paid for all us.